The first thing you need to do when buying a new home is to decide what you want in a place.
The best way to do that is by comparing the building materials and styles that are available.
It’s easy to say, “Oh, I’ll just get the most modern,” but the best way is to look at the design of the home itself, how it’s built, and how it will affect your life, said Michael B. Dierck, an architect and author who teaches architecture at Yale University.
Here are some things you should consider: What kind of living space will the home be?
Is there space to sit in?
What kind will you use for work?
How big are the bedrooms?
What type of kitchen will you have?
Is it a loft, is it a one-bedroom or two-bedroom?
Are there bathrooms?
Is the kitchen on the first floor?
What will the furniture look like?
How much space is available for the space in your house?
Is space available for a pool, a fireplace, a backyard, a large deck, and a deck or patio?
Does the home have a front porch?
What happens if you move?
Will it be a nice place to relax, have a barbecue, or play tennis?
Will you have a lot of open space?
Will there be a patio?
Will the house have balconies?
Do you need a lot to make a home for a family?
Does your family have an older child who needs to have a play area or an outside area?
Is a dog allowed in the home?
What are the weather conditions?
Is all the electrical, plumbing, and gas in the house covered?
Is that water in the water supply, or does it come from the house?
How long will the house be habitable?
Are the windows glass, metal, or glass-to-metal?
What color is the exterior of the house, and what are the interior surfaces?
Are windows in the window frame covered?
Can you paint the house or do you have to paint the exterior?
Can the windows be boarded up?
Is your front door covered?
Will children be able to use the backyard?
Will pets be allowed in your home?
Are pets allowed in?
Is this a multi-family home, single-family or family-owned?
Will your children be allowed to use your backyard?
Is an elevator available?
Can pets be carried on your property?
Do all the kids in your family be allowed into your backyard, as is common in large homes?
Are your neighbors allowed to be present in the backyard, but only at certain times?
Will guests be allowed inside your home when guests are not present?
Will people be able or willing to come over to your property if you are not home?
Will visitors be allowed?
Will food be available for sale?
Will water be available?
Does there have to be a pool?
Can people go swimming or do they need to go outside?
Is parking available?
Will parents be allowed on the property?
Will neighbors be allowed at your house to babysit children?
Can there be pets?
Will residents be allowed pets?
Does parking lots or parking garages be included in your plan?
Is every building on your site designed to house a building?
What is the building’s height?
Is everything indoors or only on the ground floor?
Are stairs or ramps included in the plan?
Does a roof have to meet a minimum height requirement?
What’s the building size?
What if there are no stairs to reach the ground?
Does it need to be ADA-compliant?
Does everything in the building have to have air conditioning?
What about water?
Does everyone have to use it?
Is drinking water included?
Is everyone allowed to bring a water filter?
Is water piped?
Will anyone be allowed access to your yard or patio areas?
Will someone be allowed outside your yard, even if you’re not home at the time?
Can dogs be allowed outdoors?
What you can do to avoid getting a “bad” rating on your home report: If you have questions about a report that may have been submitted for a house or property that doesn’t meet the standards, call the Federal Housing Finance Agency at (800) 4-H.
You may want to ask the inspector if there was an inspection, and whether there were any problems.
If you’re an individual, you can call the FTC and ask about your own report.
You can also find out how to get an independent appraisal for your property and ask the seller for a copy.
The FTC does not charge an appraisal fee.
If the FTC finds problems, you’ll be asked to provide a copy of the report.
If there is no inspection report, the property is deemed to be in good standing.
If problems occur, the FTC is going to work with you and your lender to determine what should be done next.
You’ll get a letter from the FTC, which will give you an opportunity to either fix the problem or move on to another property